Our mission is to make lending simple and transparent, guiding you from application to closing with clarity and support. Whether you’re a first-time homebuyer or an experienced homeowner, we provide tailored solutions including VA, FHA, conventional loans, and beyond. Serving 20 states and counting, we ensure our clients have access to the best mortgage solutions available.

Headquartered in Scottsdale, AZ, with branches in California and Nevada, Federal First Lending is committed to simplifying the mortgage process for every client. As trusted mortgage advisors, we offer a full range of services including home purchases, refinances, construction loans, reverse mortgages, and more.

Federal First Lending was founded by Jeff Summy and Taylor Coulton, who together bring nearly two decades of experience in the mortgage industry. Beginning their careers as loan officers, they quickly found success helping homeowners across the country, and within just two years, both were nationally recognized as Best in Class. They understand that every client’s financial goals are unique and require personalized guidance. Inspired to expand their impact, they founded Federal First Lending to lead a team dedicated to helping more homeowners achieve their dreams.