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Hello,
I'm Michael Hernandez
Mortgage Banker

NMLS#: 2145791

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With five years of experience in the mortgage industry, Michael Hernandez has established himself as a top producer and a trusted resource for clients and peers alike. Recognized at the enterprise level for his deep knowledge of mortgage guidelines and his unwavering customer-first approach, Michael is committed to delivering clarity, confidence, and a seamless lending experience from start to finish.

Known for his exceptional communication, thorough follow-through, and willingness to go above and beyond, Michael consistently ensures that every borrower feels informed, supported, and prioritized. His integrity, professionalism, and dedication set him apart, making him a valued partner to both clients and colleagues.

Beyond his professional achievements, Michael enjoys attending live concerts and spending time at the beach, bringing the same energy and enthusiasm to his personal life that he applies to his work. He believes that a combination of knowledge, empathy, and attention to detail is key to building lasting relationships and helping clients achieve their homeownership goals.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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