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I'm Ellen Podczerwinski
Mortgage Banker

NMLS#: 1778380

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Ellen Podczerwinski is an Executive Loan Officer with over seven years of experience in the mortgage industry, dedicated to helping clients turn “maybe someday” into “we got the keys.” She is passionate about creating a clear, supportive path to homeownership and takes pride in finding creative solutions that make the loan process feel simple, manageable, and stress free.

Known for her responsiveness, deep industry knowledge, and patient approach, Ellen consistently delivers a high level of service to every client she works with. Her positive attitude sets her apart, with many clients sharing that she brings a sense of ease and even a little sunshine to what can often feel like a complex process.

Ellen believes that a calm, grounded mindset leads to better outcomes, both in life and in business. Outside of work, she enjoys staying active and balanced through yoga, hiking, and other activities that help her maintain that perspective.

Her combination of expertise, creativity, and genuine care makes her a trusted partner for clients at every stage of their home financing journey.

All-in-One Solution

Our Loan Process...

PRE-APPROVAL

A loan pre-approval sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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