Christina Cruz is a seasoned commercial and residential mortgage loan officer with six years of experience in the mortgage industry, backed by three additional years in insurance and financial services. Known for her creative approach to financing, Christina specializes in investor-focused lending solutions, including ground-up construction, fix-and-flip loans, and hard money financing.
Before transitioning fully into mortgage lending, Christina was recognized as a Top 5 Producer for Allstate in the state of California for two consecutive years, an achievement that reflects her dedication, work ethic, and commitment to client success.
Within the mortgage space, Christina has built a strong reputation for helping clients navigate complex and time-sensitive situations, including foreclosure bailouts. She has successfully helped save more than three dozen homes from foreclosure by providing strategic guidance, fast action, and tailored lending solutions.
Clients often describe Christina as creative, caring, and diligent, someone who brings both expertise and genuine support to every transaction. Outside of work, she’s a proud mother of teens, a passionate dancer, and a crafty creative at heart.
Christina is committed to making the mortgage process feel empowering, clear, and achievable, whether you’re investing, building, or finding the right solution for your next chapter.
All-in-One Solution
Our Loan Process...
PRE-APPROVAL
A loan pre-approval sets you up for a smooth home buying experience.
SHOP
Start working with a real estate agent and viewing homes.
LOAN APPLICATION
A few documents are needed to get a loan file through underwriting.
LOAN PROCESSING
Assemble all the necessary paperwork and details for the underwriter.
UNDERWRITING
They closely evaluate all the documentation in the loan package.
CLOSING
Documents are drawn and sent to the title company for closing.
